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Accept
Payments
Payment
Processors
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About
Merchant
Accounts
Off-line Credit Card
Processing
Your customers' credit card information is emailed to you
or
stored on our server for later authorization and
transaction processing through a traditional card swipe
terminal or through a computer. If you are clearing more
than 100 transactions a month, you may want to consider
real-time payment processing option.
IMPORTANT:
If you already have a merchant account number from your
existing business, you should be aware of the following.
Depending on the type of merchant account you have,
Internet transactions may not be acceptable to your
merchant account bank. Internet transactions are
considered "card-not-present" and you may need
to obtain a merchant account specifically designed for
such transactions.
Real-time Credit Card
Processing A
customer comes to your online store. Purchases your
product and enters the credit card information...What
next? Here is what happens if you have real-time payment
processing:
- Credit card information
is sent over the Internet (securely) to your online
payment processor.
- Your online payment
processor in turn contact the card's issuing bank over
the private financial network.
- Your online payment
processor returns approved/declined notice to your
customer who is still at your online store.
- Typically, both you and
your customer receive email notifications of the
transaction with tracking numbers.
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